Showing posts with label debt. Show all posts
Showing posts with label debt. Show all posts

Tuesday, August 6, 2013

Taken America Back

Taken America Back

When is enough going to be enough?

I usually try not to speak out on politics and policies. But in all the years I have been following the governmental issues and observing the effects of policy on everything. I feel the pain of so many American's, I have briefly looked at what our country was founded on and how America came to be.

I see our freedoms being taken faster and faster every day. I feel like the whole reason we separated our selves from the colonial rule back in the 1700's has come full circle. We seem to be finding our selves right back under the rule, but that of our own government, like that of those times. We pay huge amount of taxes, and really have fallen slave to the government instead of the Government be servant to its people.

How many of you have heard the term the "green weenie"? In the military, soldiers would use this term to explain or express how he felt by the way he was being treated. Like when the superiors would put the screws to a soldier and make him or her do things that were very difficult or caused the soldier undue stress. Or freedoms were taken away or the soldier was mistreated in the name of the military and its leaders. Where the Superior is acting on orders that were past down to him but higher officials and in some cases the political arena.

This is what I think our government is doing to it's people. I feel that the government really doesn't care for a second what the american or the majority think. (I know that the majority voted these clowns into office) But I personally think that the majority doesn't vote. Instead I think that they stayed home or just didn't see a politician that they wanted in office. I personally think that people feel that it really doesn't matter because no mater how they vote the game is rigged. I have been told my whole voting life that even if you don't like the person or persons running for political offices and their policies. "Vote for the lesser evil." 
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You can see this as evidence when you hear a politician state that they are for some thing or will stand on an issue and then bend or break to other political powers and vote the opposite way. Like with border control and immigration reform. Bank Bailouts, AIG, GM and others. 

Our Biggest problem is that we "the people" don't care. Or we have a fear of our government and are afraid to stand against it. You feel it has gotten too big to go against. You may feel that if you try to organize you will be classified as a terrorist. Well I guess if this is true then our founding fathers were in your shoes going up against all odds when they took a stand against the king. 

Now we are going up against the biggest threat for our personal freedom and liberties. This is the biggest threat of our time and the politicians put a blind eye and def ear to the very same people that voted them into office. One is our massive debt of about 17 trillion and growing, Two "The 'Un'-affordable health care act"and others. 

I see all these scandals going on around the presidents administration such as the IRS, NSA, Benghazi, race baiting, and many many others. When will it stop? When will enough be enough? How much does the American people need to lose before things really need to change?

Have we lost our true blooded American back bone. Are we a bunch of sheep or leaders. How much more freedom do we need to give up? How much more BS are we willing to take from these politicians. Politicians that feel that they are higher then its people and continue to create laws that only benefit their cause and not that of the american people.

Maybe we haven't lost enough to be at that point of desperation. Maybe you personally and everyone around you needs to lose it all in order to decide to take a stand. Maybe we are weak feeble minded people and are brain washed in to accepting a failing government and weakening dollar. Are we accepting the fact that the passing of these policies and laws will do nothing but crush jobs and our future? Are we willingly wanting to give up everything that we worked hard to get over the centuries? When is time for these "talks" going to turn into actions? 
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These Media outlets care only about the bottom line and views, ad revenue, and political favoritism. Talk show hosts are just that, talk. The celebrities are nothing but high paid actors living in a dream and not on the level in which the average person lives. They speak only to gain the attention for their image and brand. 

There are always solutions to resolve these governmental issues. People need to wake up out of this coma and doing something about it. 
   

Tuesday, November 13, 2012

Obamacare Killing the American wallet

A few years back there were rumors of a universal health care plan that would be provided for all Americans. Many people in America voted a president into office for these rumors. "Affordable" while "Keeping costs low" for all of us normal "Joe's" and working stiffs that have insurance provided by our companies.

While that rumor soon became reality and was voted into law. This law is to go into effect starting January 1, 2013. Loudly I hear all the restaurant employees and students and many people that currently don't have health insurance say 'Yes, finally'. BUT do you really understand the laws and the implications of it?

Well today, I here to tell you that the "idea" is a shame and going to take us all to ruin. I know that by me saying this it sounds like a bunch of BS. Or that I'm some corporate still that is over paid and should be punished. Well I'm here to tell you that this is NOT the case. I am a resent college grad with a BS in Network Communications Management. I work full time for a company that does provide health insurance and dental and other benefits, my income is a modest 60k~. Not bad, you might think but take a look at my bills and you would be scratching your head wondering how he can survive. My student loan debt is killing me. I bought a house because i felt that i was throwing away my money on an apartment. My mortgage is only $75 less than the $1425.00 rent that I was paying. My student loans are $800~ per month. And this is just the tip of the bills. Just these two things suck out 25,600 every year.

So now that you have a better understanding of my income, let’s go over the details of my health plan as it currently stands. Currently I pay $24.99 per week ($1300 per/year) just to cover me. (Not bad right) Well, the company I work for have a healthcare and benefits meeting every year in November to go over the costs and give employees the option to make changes to their policies.

So, today we (the department I work in) when to a meeting in a small conference room (me and about 50 other people from other departments) sat or stood were we could for this meeting. The meeting started off as is normally does with the company thanking us for our hard work and that the company is looking out for the better interests of its employees and that the future is looking good for business and that the business wouldn't be what it is without us... Then the rep from the Insurance Company stands up and begins his spill. He tells us some statistics about healthcare and the costs without the insurance and reminds us of their efforts to keep costs low.

So at this point I’m thinking that my insurance plan is going to be reduced that’s to the Obama care going into effect this coming year. Boy was I wrong, Dead wrong. They state that effective January 1, 2013 our weekly rates will be going up, not by $2 or even $10 per week but $50 dollars per week more. This brings my grand total to $74.99 per/week ($3,900 per/year). Ok, breathe now... where’s the low costs and options? (none)

Example of increased Insurance rates

So, the company comes back and states that the rate increase was greatly reduced because the company has footed the bill of about 75% or the increase over all employees. (How nice) But, still a $50 increase in rates or whatever is killer. Where is this extra money coming from that the company now says they are going to foot? I think to myself, they are going to lay off people to cover the costs.
I read many news articles today in fact that read that many were laying off (firing) people to reduce their numbers before the New Year laws go into effect. I didn't think that my company would be part of that too. Until I realized it was already happening and the company was already making these changes I remember to people in my department being handed pink slips. Now it all makes sense.

So what does all this mean for you, or the people that work at say the gas station, your favorite restaurant, or favorite fast food joint, how about the movie nights that many of us enjoy. Costs are going to go up to cover the costs of health insurance were there weren't big health insurance bills before. Where do you think that the company is going to get the money? They are going to fire people and NOT hire people. They are going to raise the costs. You’re going to see your menu prices jump and you movie popcorn (that is already toooooo high) go up even more.

I'm foreseeing that I will not be eating out very often at all. I can't afford to, and then to half to tip on top of that would kill me. No more fast food either, even groceries are going to kill me. I can see a loaf of bread and peanut butter and jelly costing me $2 to $3 per sandwich to make myself. Where now I can buy el-cheapo peanut butter and jelly and bread for about $5 total?
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There is one thing that I hate as it is and could never understand it, why is it that when you go into a Wal-Mart and do your shopping there are like 25-30 cash registers and yet there are only 4-5 open at a time? I foresee that number going down to like 2 or 3 open and maybe reduced hours of operation to cut costs. I really don't like shopping at Wal-Mart but when you live on a tight budget you really can't afford to shop anywhere else.

Okay, I think that I will stop here, give you some time to think things over... Leave a comment below. Tell me what you think? I really want to know. Am I the only one seeing this?